PocketMoney.com offers a range of flexible and transparent loan options with amounts up to ₹5,00,000. Whether you need quick funds for personal use, an emergency, education, or any other purpose, our easy-to-apply loans cater to your needs with minimal documentation and fast processing.

Loan Types & Services:

Personal Loans:

• Amount: ₹10,000 to ₹5,00,000.

• Purpose: For personal expenses such as vacations, weddings, home renovation, etc.

• Repayment: Flexible EMI plans from 6 months to 5 years.

• Features:

  • No collateral required.

  • Competitive interest rates.

  • Instant approval and disbursal (within 24 hours).

  • Low documentation process.

Education Loans:

• Amount: ₹50,000 to ₹5,00,000.

• Purpose: For tuition fees, study materials, and other education-related expenses.

• Eligibility: Available for students, with co-borrowers or guardians as guarantors.

• Repayment: Options for deferred repayment (start after course completion).

• Features:

  • Low interest rates for students.

  • Flexible repayment plans after course completion.

  • Minimal documentation required (Admission letter, ID proof, etc.).

Medical Loans:

• Amount: ₹20,000 to ₹5,00,000.

• Purpose: For medical emergencies, treatments, surgeries, etc.

• Repayment: Flexible EMI options, with a grace period.

• Features:

  • Fast disbursal, especially in emergency cases.

  • No collateral required.

  • Lower processing fees.

Business Loans:

• Amount: ₹50,000 to ₹5,00,000.

• Purpose: For working capital, expansion, machinery, or inventory.

• Repayment: Tailored plans based on cash flow.

• Eligibility: Small and medium businesses, self-employed professionals.

• Features:

  • Quick approval for business growth.

  • Competitive interest rates based on business turnover.

  • Minimal paperwork (Business proof, bank statements).

Home Improvement Loans:

• Amount: ₹50,000 to ₹5,00,000.

• Purpose: To renovate or refurbish your home (painting, repairs, etc.).

• Repayment: Flexible EMIs over 6 months to 5 years.

• Features:

  • Low-interest rates for home improvements.

  • Quick approval process.

  • No need for property collateral.

Car Loans:

• Amount: ₹50,000 to ₹5,00,000.

• Purpose: For purchasing a new or used car.

• Eligibility: Individuals with stable income and a good credit score.

• Repayment: Fixed EMIs with flexible tenure options.

• Features:

  • Competitive interest rates.

  • Approval within 48 hours.

  • Minimal down payment.

Payday Loans (Short-term loans):

• Amount: ₹5,000 to ₹50,000.

• Purpose: For urgent, short-term cash requirements, to tide over until the next paycheck.

• Repayment: Single repayment in a short duration (up to 30 days).

• Features:

  • Instant approval and disbursal.

  • No paperwork needed.

  • No collateral required.